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Is Your Dental Practice Ready To Grow?

Funding Folder provides access to business loans and lines of credit designed for dentists, orthodontists, periodontists, prosthodontists, endodontists and oral surgeons. With an established track record of providing financing to dental professionals, our team of seasoned loan consultants specialize in customizing one of our lending products to meet your needs and keep your practice profitable. Do you have student loans? No problem! Most dentists and dental practitioners come with student loans, and we have loan products designed specifically to take those into account. We understand your unique needs and have loans and lines of credit to fit every situation.

At Funding Folder our focus is to get you the capital you need, and we can do it fast, all while providing seasoned guidance to help you maximize your return on investment. Running a successful dental practice takes much more than just dental school training. It also takes ongoing access to capital to remain relevant and profitable. Banks continue to tighten their lending requirements resulting in diminished access to such dental practice loans. This means that many dental practitioners are forced into more expensive financing options such as merchant cash advances to make ends meet.

Even without an immediate need, dental professionals are establishing lines of credit now. Being prepared is smart. They realize how growth opportunities and unexpected expenses can arise quickly, and having quick access to committed working capital allows them to be ready for anything!

We have helped thousands of dental professionals like you secure over a billion dollars in loan proceeds! Our loans are not merchant cash advances. We do not require business plans, credit card receipts nor any receivables to secure your loan or line of credit. Our emphasis on close client relationships keeps your financial health at the forefront to ensure a high degree of customer satisfaction. We’re devoted to sticking by your side for the long haul, ensuring you can capitalize on new business opportunities as they develop and supplement your cash flow during slow, seasonal periods. Here are some valuable options to put our dental practice financing to work in your business:

 
    • Renovate or remodel your offices
    • Purchase or upgrade equipment and technology
    • Add new cosmetic dental services and procedures
    • Provide additional training or hire new staff
    • Paying off other loans or other outstanding debts
    • Open another location or purchase a medical practice
    • Bridge private carrier or Medicare/Medicaid insurance payments
    • Buy out a business partner or buy into a new opportunity
    • Overcome short-term cash flow difficulties
    • Take advantage of other business opportunities

 

         

 

 

It Pays to Be Prepared

 

There are countless reasons why dental institutions of all sizes turn to us for their dental practice financing needs. Every loan we provide comes with an optional line of credit with 24-hour access to the capital you need when you need it. We offer flexible terms up to 36 months. Loans over $500,000 we will work with you to find the best possible mix to get you funded. What’s more, there’s very little paperwork to complete, and approvals are granted in 24 to 48 hours.

 
 
    • Access loan amounts from $5,000 to $1,000,000
    • Fixed repayment terms up to 36 months
    • Fast approvals and fundings in less than a week
    • Ability to defer up to 50% of your loan principal for the lowest payments now
    • All loans come with optional line of credit with access to 5 loan drafts for 6 months
    • Interest is tax-deductible, further lowering your cost of funds
    • Early payoff options are available

 

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Medical Practice Financing

Larger Loan Amounts, Longer Terms & Big Rewards

 

With an established track record of providing medical practice financing, our team of personal financial consultants specialize in delivering the trusted lending services you need to keep your practice profitable and on track to achieve your long-term goals. It doesn’t matter whether you’re a medical doctor, chiropractor, specialist, holistic provider, or pharmacist, we can provide you access to the right loan products, and we can do it fast.  Funding Folder also provides financing solutions for Cancer Radiology Centers, Cancer Treatment Facilities, Physical Rehabilitation Centers, Urgent Care Centers and Diagnostic Imaging Centers.

Our focus is to get you the capital you need when you need it, all while providing seasoned guidance to help you maximize your return on investment. Running a successful medical practice takes much more than just medical training. It also takes ongoing access to capital to remain relevant and profitable. Banks continue to tighten their lending requirements resulting in diminished access to such loans. This means that many practitioners are forced into more expensive financing options such as merchant cash advances to make ends meet.



      • Renovate or remodel your offices                                                  
      • Purchase or upgrade equipment and technology                                        
      • Provide additional training or hire new staff
      • Paying off other loans or other outstanding debts
      • Open another location or purchase a medical practice
      • Add new cosmetic services and procedures
      • Bridge private carrier or Medicare/Medicaid insurance payments
      • Buy out a business partner or buy into a new opportunity
      • Overcome short-term cash flow difficulties
      • Take advantage of other business opportunities

 

Who needs medical practice financing?

Medical practice financing is available to any doctor who needs capital to fund projects such as equipment purchases, building renovations, waiting room renovations, upgrading computer systems, paying off outstanding debt, buying out a business partner, licenses, signage, adding cosmetic procedures/services, marketing and advertising, opening a new practice, and stabilizing cash flow for emergencies and opportunities. These are just a few recurring reasons medical professionals choose Funding Folder first.

Smart medical professionals are choosing our financing because rates are low, repayment terms are longer, and payments are fixed. Repayment of our loans and lines of credit are not tied to your credit card receipts which means your payments remain the same, perfect for keeping your cash flow stable, with a working capital cushion that’s available when needed.

 

 

Flexible Loan Terms that Make Sense

Funding Folder will provide you access to the one-on-one support you deserve to ensure your loan is customized to specifically meet your needs and your individual business situation.  Whether you’re upgrading your equipment and technology, adding new clinical services, or simply improving your cash flow while waiting on historically slow insurance payments, Funding Folder is here to help.  We provide a complete range of loan options for medical professionals, whether you need $5,000 or $1 million in working capital. And when you apply for funding through us, the interest you pay on your loan is tax deductible.
 

It Pays to Be Prepared

There are countless reasons why healthcare institutions of all sizes turn to Funding Folder for their medical practice financing needs. Every loan we provide comes with an optional line of credit with 24-hour access to the capital you need when you need it. We offer flexible terms up to 36 months. Loans over $500,000 we will work with you to find the best possible mix to get you funded. What’s more, there’s very little paperwork to complete, and approvals are granted in 24 to 48 hours.

 

Business Loans for Medical Practitioners

You’ve worked hard to get where you are and you’re not short on ideas to grow your practice. All you need is the capital that banks are reluctant to provide. Maybe you’ve considered opening a new location or renovating your existing facility. It could be purchasing new equipment or adding an ancillary service to attract more patients. No matter what the future holds, Funding Folder is your best choice for capitalizing on new potential – often when conventional banks simply won’t consider it. You can access between $5,000 and $500,000 for your practice with limited paperwork.

A Medical Practice Loan Without the Hassle

We have built relationships with banks around the country, so you can acquire a medical practice loan quickly with limited paperwork. These are actual bank loans, not cash advances. Repayment has nothing to do with your credit card receipts. This means the interest you pay is tax deductible, rates are fixed, and you know the terms ahead of time. Our clients get the financing they need quickly, with manageable payments that won’t increase as revenue grows. With our medical practice loans, you actually are rewarded for your success, and you keep more of what you earn.

Our Medical Practice Loans Feature:

  • A renewable line of credit with 24-hour availability
  • Quick approvals and fundings in as little as 3 days
  • Loan amounts up to $750K
  • Terms from 12 to 36 months with low weekly payments
  • Low rates, fixed payments and no hidden fees
  • Tax deductible interest and early pay off options

 

Minimum Qualifications

 

Credit Score:

                    We can work with businesses that have less than perfect credit. An applicant must have a minimum Equifax credit score of 551 or higher.   

    Time in Business:

                         Applicant must own the business. The business must be open and operating under the same ownership for at least one month (30 days).      

       Annual Sales        

Your business must generate a minimum of $17,000 per month in gross sales ($200,000 annually) from both credit card and cash.

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Financing for Psychiatrists & Psychologists

 

Funding Folder provides access to tailored financing solutions for psychiatry and psychology professionals, addressing the unique challenges of the industry. Today, mental health practices face competition from ready-to-use mobile apps that offer immediate services. To compete with these technological disruptors, psychiatrists and psychologists require specialized financing. That's why we partner with institutions that have developed products like our revolving line of credit, flex pay loans, and working capital loans, enabling mental health practitioners to effectively serve their clients and stay competitive.

Funding Folder partners have assisted thousands of mental health professionals in accessing over a billion dollars in funding. During the pandemic, psychiatrists and psychologists adapted to maintain profitability, but access to capital is crucial for managing short-term cash flow issues, covering lease payments, or pursuing long-term opportunities like relocating or upgrading office spaces. Our psychiatry and psychology financing provides quick access to the right loan products, with funding available in under a week! Our experienced loan consultants offer the trusted financial guidance you need to keep your practice thriving and aligned with your long-term goals.

The financing we offer are true bank loans, not merchant cash advances. We do not require business plans, credit card receipts nor any receivables to secure your loan or line of credit. Our emphasis on close client relationships keeps your financial health at the forefront to ensure a high degree of customer satisfaction. We’re devoted to sticking by your side for the long haul, ensuring you can capitalize on new business opportunities as they develop and supplement your cash flow during slow, seasonal periods. Here are some valuable options to put our psychiatry and psychology financing to work in your business:

  • Renovate or remodel your office or waiting area
  • Purchase or upgrade equipment and technology
  • Provide additional training or hire new staff
  • Pay off more expensive outstanding debts
  • Bridge private carrier or Medicare/Medicaid insurance payments
  • Buy out a business partner or pay off investors
  • Overcome short-term cash flow difficulties
  • Take advantage of other business opportunities

 

 

 

It Pays to Be Prepared

 

Psychiatry/Psychology practice owners know their online/mobile competitors are prepared for any eventuality, so they too need fast access to working capital as new opportunities and/or issues arise. Funding Folder Financial Partners will help you be ready for the unexpected with our loans or line of credit from $5K to $500K to use for any business situation. With a line of credit, you only pay for what you use, and it is tax deductible so you can comfortably borrow what you need exactly when you need it.

 

Renovate Or Remodel

 

Any psychiatrist or psychologist knows how long a traditional bank can take to process a business loan. And the cost of that loan makes it prohibitive to keep up with much needed remodels or renovations. Our Flex Pay Loan allows you to borrow now, grow now, and pay later! Flex pay allows you to defer up to 50% of your principal into the future for the lowest payments now! And, all our loans come with fixed rates and transparent terms. With ARF Financial, you’ll be able to capitalize on growth opportunities now and pay back your loan when you’re ready.

 

Minimum Qualifications

 

Credit Score:

                    We can work with businesses that have less than perfect credit. An applicant must have a minimum Equifax credit score of 551 or higher.   

    Time in Business:

                         Applicant must own the business. The business must be open and operating under the same ownership for at least one month (30 days).      

       Annual Sales        

Your business must generate a minimum of $17,000 per month in gross sales ($200,000 annually) from both credit card and cash.