Restaurant Loans and Restaurant Financing
Is Your Restaurant Ready to Grow?
Running a restaurant isn’t just about serving great food—it takes strategic financial planning to maintain profitability and drive long-term success. That’s where Funding Folder comes in. Our team of seasoned loan consultants specializes in providing fast and reliable restaurant financing tailored to your unique needs. Whether you’re operating a single location, managing a group of restaurants, or overseeing a national chain, we help you unlock the potential of your business with ease.
Our team's longstanding success in the restaurant industry is built on understanding the unique challenges faced by owners. From funding growth initiatives to navigating seasonal slowdowns, we’re committed to providing the capital and guidance necessary to make the most of your investments.
As bank lending becomes increasingly restrictive, many restaurant owners face limited access to loans. Some resort to high-cost alternatives like merchant cash advances, but Funding Folder offers a better way—providing larger loans and longer repayment terms to support your business goals.
- Expand or renovate your kitchen or dining room
- Add a bar or an outdoor patio
- Open another location
- Purchase new kitchen equipment
- Upgrade your POS system or invest in new technology
- Add catering or take-out services
- Buy out a business partner or pay off an investor
- Supplement your cash flow during slow, seasonal periods
The financing we provide is a true bank loan not a merchant cash advance, which means rates are lower, payments are fixed, terms are longer and the interest you pay is tax deductible. Through our exclusive relationships with community banks across the country, you can obtain the funds you need quickly and limited paperwork. It’s our job to understand your business goals, financing needs, and then customize a loan to meet those needs. You’ll receive the funds quickly, with fixed terms and affordable payments that won’t increase as revenue grows – maximizing your return on investment without sacrificing your cash flow.
- Access loan amounts from $5,000 to $1,000,000
- Ability to defer up to 50% of loan principal for lowest payment
- Fixed repayment terms up to 36 months
- All loans come with an optional line of credit
- Same-day approvals and fundings in under a week
- 24-hour access to 5 loan drafts over a 6-month period
- Streamlined process with minimal documentation
- The interest paid is tax deductible
- Early payoff options are available
Overcome Any Financial Hurdle
Behind nearly every successful restaurant is a story of growth from a small, family-owned start-up. As the business grows, the need for funds arises to improve facilities, maintain or replace kitchen appliances, or hire additional staff — all of which are crucial for unlocking your restaurant's full potential. For working capital to address such challenges, turn to Funding Folder because we offer:
- Industry expertise to customize a financial solution for your individual business situation
- One-on-one personalized support, guiding you through the application process to funding
- Quick online approvals and fundings in as little as 3 days
- Fixed repayment terms from 12 to 36 months
- Optional Line of credit with 24-hour access to 5 loan drafts for 6 months
- Early payoff options are available
For single-unit restaurant owners, not every growth opportunity is easy to achieve, mainly due to the lack of readily available capital. Whether your plans involve expanding, renovating, creating more seating options, or adding a patio, our team has you covered. Our Line of Credit is designed to seize those moments when opportunity strikes, delivering fast approval, up to $450,000 in funding, and around-the-clock accessibility.